Why I Don’t Follow Dave Ramsey Anymore

Resources mentioned:
CIT Bank: Earn Interest on this high-yield savings account: https://fxo.co/8uLJ
Credit Karma: Your Credit Score Matters. Do you know yours? Get Your Free Score: https://freedominabudget.com/creditkarma
Webull: Get 2 Free Stocks on WeBull when you deposit $100 (Valued up to $1400): https://www.pubtrack.co/8PND1BB/91Z47C/
FREE 401(k) or IRA analyzer, Let the experts take a peek at your retirement account. Get real advice on how it’s doing and how it could be performing better: https://blooom.pxf.io/QLxxo
M1 Finance: “Invest In Fractional Shares and Auto Reinvest!”: https://m1finance.8bxp97.net/JXLae
Term Life Insurance- Get a QUICK and EASY quote from Bestow: http://bestow.sjv.io/c/1940978/752922/8784
Give Me A Call To Talk Money or YouTube: https://clarity.fm/freedominabudget
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Videos mentioned:
The Pros and Cons of Dave Ramsey: https://youtu.be/KFRJtFRKeIM
How I Built 7 Streams of Income By Age 30 Making $10,000 a Month: https://youtu.be/f33VyJ0ukVI
The Dave Ramsey Baby Steps VS The FIRE Community: https://youtu.be/9M81k7pp8-I
Should You Invest or Pay Off Debt?: https://youtu.be/tcgw5BM_prA
How To Increase Your Credit Score: https://youtu.be/uwewA69T6tc
Why $1,000 Is NOT An Emergency Fund: https://youtu.be/BGsZf5ccjwg
Our $20,000 Pay Cut… Preparing For A Financial Crisis: https://youtu.be/vL40jcQyABk

Why I Don’t Follow Dave Ramsey Anymore
Today I’m sharing why I don’t follow Dave Ramsey anymore….
I learned about Dave Ramsey about 5 years ago, it was actually an old mentor of mine that introduced me to him, she was moving and gave me her workbook and DVD series from YEARS prior.
At this time I was living paycheck to paycheck, most months I was in the red but I didn’t know how in the red I was because I wasn’t tracking my spending. My student loans were in default and I was just a mess financially. Most of my friends were doing really fun things, going out to eat a lot, camping, and Disney trips. I was embarrassed and tried to live that same lifestyle.
When I found Dave Ramsey, I went HARD. 100% all-in. He is the one that taught me how to budget, how to pay off debt and get right with my money.
Now that I am debt free I’ve learned how to manage our money and I’ve also learned other forms of budgeting and ways to build wealth.
Am I at the point of saying Cancel Dave Ramsey? We shall find out!
I followed Dave Ramsey for several years, I’ve been to his studio, I’ve met him twice but today we are talking about why I don’t follow Dave Ramsey anymore!

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I am not a financial advisor. The ideas presented in this video are personal opinions and for entertainment purposes only.

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